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AFL

AFLAC Incorporated AFL

$124.72 +1.70 (+1.38%)
Extended · +1.86σ
Mkt cap $61.6B
P/E 13.9
Day $123.96 – $125.93
52wk $105.76 – $125.93
Avg vol
Beta
Div yld
Next earnings

Quick read

Plain English

AFLAC Incorporated is a financial services company listed in the US.

AFL last traded at $124.72, up 1.4% on the day; that's in the upper part of its 52-week range ($105.76–$125.93). Right now it's trading above its recent average — momentum is positive, though some of the move may already be in the price.

Earnings reports are the biggest scheduled catalysts to keep an eye on, and after a strong run, watch whether the price can hold its gains on quieter days.

A plain-English snapshot built from the data on this page — not investment advice. Always do your own research.

132-Day Trend Zones

Full chart →
21 EMA +1 ATR +2 ATR −2 ATR
O H L C

Under the hood

On the latest daily bar, momentum sits mid-range (RSI 66), the trend is quiet (ADX 20), and trading is unusually heavy at 1.7× normal volume. On the business side, revenue is growing 28% year over year and the business keeps about 28 cents of every sales dollar as free cash.

Latest-bar indicator readings behind the grade — display-only, they don't move the letter.

Momentum · RSI
66
0–100 · <30 oversold
Trend strength · ADX
20
>25 = strong trend
Volume vs avg
1.65×
1× = average
Stretch from avg
+1.8 ATR
− below · + above
Zone touches
0
tests of this zone
Suggested hold
3–30
bars (≈ days)
Fundamentals at a glance

Company fundamentals for context — display-only, they don't move the grade.

Revenue growth
+27.9%
year over year
Free-cash-flow margin
28.4%
cash kept per $ of sales
Debt / equity
0.48
lower = less leveraged
P/E ratio
13.9
price ÷ yearly profit

Valuation & accounting

Valuation desk →

Our cash-flow model pegs fair value near $522.03 (fair range $102–$522); today's price leaves a +77% cushion below that estimate. The model's verdict is “Deep value” and accounting quality screens as Weak. Model estimates only — do your own due diligence.

Intrinsic (DCF)
$522.03
Fair-value range
$102.29 – $522.03
Margin of safety
+77%
Verdict
Deep value
Accounting quality Weak
  • ✓ Positive retained earnings
  • ✓ Gross margin 50% (pricing power)
  • ✓ Net margin 26%
  • ⚠ Debt exceeds cash
  • ⚠ Debt/equity 2.95 (fragile)
  • ⚠ Receivables growing faster than revenue

Price implies ~1% growth (vs trailing rev yoy). Model estimate — do your own due diligence.

Key statistics

All statistics →

AFL is a $61.6 billion company, priced at 14× last year's earnings, and the stock is trading near the top of its 52-week range.

Mkt cap $61.6B
P/E ttm 13.9
Fwd P/E
Beta
Day range $123.96 – $125.93
52w range $105.76 – $125.93
Avg vol
RSI(2) 87.0
ROE
Net mgn
FCF mgn 28.4%
Debt/Eq 0.48
Div yld
Sector Financial Services
Industry Insurance - Life
Next earn
52-week range · today's price
$105.76$125.93

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