EARN

Ellington Credit Company NYQ · EARN

$4.35 -0.01 (-0.23%)

Pullback · -0.87σ Grade C

+ Compare Open in Sniper

Mkt cap $0.2B

P/E 15.5

Day $4.34 – $4.40

52wk $4.27 – $5.72

Avg vol 0.4M

Beta 1.27

Div yld 22.02%

Next earnings —

Quick read

At a glance

Ellington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations.

EARN last traded at $4.35, down 0.2% on the day; that's in the lower part of its 52-week range ($4.27–$5.72). Right now it's dipped below its recent average — a spot where watchers often look for signs the dip is stabilizing.

Earnings reports are the biggest scheduled catalysts to keep an eye on, and after the recent dip, watch whether the price stops making lower lows before assuming the worst is over.

A quick snapshot built from the data on this page — not investment advice. Always do your own research.

Today's read

Grading desk →

Price is sitting close to its normal range — not meaningfully overheated yet. Plus a shooting-star candle — buyers pushed price up and sellers slapped it back down.

Long —

Setup score 6 / 100

Price is sitting close to its normal range — no real dip to buy yet.

· Counter-trend long in strong downtrend

Technical read: above KC1 lower, -0.79 ATR from EMA21 · no notable pattern

What it means: Price is sitting close to its normal range — no real dip to buy yet. The trigger bar shows no standout candle signal yet.

Score split: chart signals 6 / 80 · news & fundamentals checks 0 / 20 — chart signals carry most of the grade.

How this grade was earned

total 6 pts

Cycle position 6

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Short C

Setup score 31 / 100

Price is sitting close to its normal range — not meaningfully overheated yet. shooting star candle.

· Shooting star — long upper wick rejection
· Aligned with strong downtrend (strong tailwind)

Technical read: below KC1 upper, -0.79 ATR from EMA21 · shooting star

What it means: Price is sitting close to its normal range — not meaningfully overheated yet. The trigger bar shows a shooting-star candle — buyers pushed price up and sellers slapped it back down.

Score split: chart signals 31 / 80 · news & fundamentals checks 0 / 20 — chart signals carry most of the grade.

How this grade was earned

total 31 pts

Cycle position 6

Candle signal 15

Market fit 10

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

132-Day Trend Zones

Full chart →

21 EMA +1 ATR +2 ATR −2 ATR

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O — H — L — C —

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Under the hood

On the latest daily bar, momentum sits mid-range (RSI 41), the trend is strong (ADX 29), and volume is about normal (0.8×). On the business side, the business keeps about 57 cents of every sales dollar as free cash.

Latest-bar indicator readings behind the grade — display-only, they don't move the letter.

Momentum · RSI

0–100 · <30 oversold

Trend strength · ADX

>25 = strong trend

Volume vs avg

0.83×

1× = average

Stretch from avg

-0.8 ATR

− below · + above

Zone touches

tests of this zone

Suggested hold

3–30

bars (≈ days)

Fundamentals at a glance

Company fundamentals for context — display-only, they don't move the grade.

Free-cash-flow margin

57.4%

cash kept per $ of sales

Debt / equity

1.45

lower = less leveraged

P/E ratio

15.7

price ÷ yearly profit

Valuation & accounting

Valuation desk →

The model's verdict is “Unknown” and accounting quality screens as Weak. Model estimates only — do your own due diligence.

Unknown Accounting: Weak

Fair-value range

$1.27 – $5.04

Accounting quality Weak

✓ Gross margin 100% (pricing power)

⚠ Debt exceeds cash
⚠ Debt/equity 3.25 (fragile)
⚠ Negative retained earnings
⚠ Receivables growing faster than revenue

Price implies ~17% growth. Model estimate — do your own due diligence.

Key statistics

All statistics →

EARN is a $163 million company, priced at 16× last year's earnings, and the stock is trading near the bottom of its 52-week range.

Market cap $0.2B

P/E ttm 15.5

Beta 1.27

52w range $4.27 – $5.72

Avg volume 0.4M

Dividend yield 22.02%

Sector Financial Services

Next earnings —

52-week range · today's price

$4.27$5.72

More on EARN

Options idea

See more →

CALL $5 2026-08-21

$0.02

PUT $5 2026-08-21

$0.40

Earnings

See more →

Last reported: 2026-05-19
EPS (act / est): 0.19 / 0.24
Surprise: -20.8%

About

Ellington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024…