FBP

First BanCorp. NYQ · FBP

$28.83 -0.03 (-0.10%)

Blow-off · +3.32σ Hot zone Grade C

+ Compare Open in Sniper

Mkt cap $4.4B

P/E 12.8

Day $28.41 – $28.93

52wk $19.64 – $28.93

Avg vol 1.4M

Beta —

Div yld 2.77%

Next earnings 2026-10-22

Quick read

At a glance

First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers.

FBP last traded at $28.83, down 0.1% on the day; that's in the upper part of its 52-week range ($19.64–$28.93). Right now it's stretched well above its recent average — moves this fast often cool off or give some back.

The next scheduled earnings report (2026-10-22) is the biggest known catalyst on the calendar, and after a strong run, watch whether the price can hold its gains on quieter days.

A quick snapshot built from the data on this page — not investment advice. Always do your own research.

Today's read

Grading desk →

Price is stretched far above its normal range — the deepest stretch tier, where snap-backs most often start.

Long —

Setup score 16 / 100

Price is sitting close to its normal range — no real dip to buy yet.

· Aligned with breakout up (strong tailwind)

Technical read: above KC1 lower, +3.30 ATR from EMA21 · no notable pattern

What it means: Price is sitting close to its normal range — no real dip to buy yet. The trigger bar shows no standout candle signal yet.

Score split: chart signals 16 / 80 · news & fundamentals checks 0 / 20 — chart signals carry most of the grade.

How this grade was earned

total 16 pts

Cycle position 6

Market fit 10

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Short C

Setup score 39 / 100

Price is stretched far above its normal range — the deepest stretch tier, where snap-backs most often start.

ℹ️ Deep stretch (KC3): stop is set wider to avoid a whipsaw, so the reward/risk reads lower (~1R) by design — not a worse trade.

· KC3 upper stretch — deepest mean-reversion tier
· RSI hook from extreme overbought (76)
· Counter-trend short in breakout up

Technical read: KC3 upper (deep stretch), +3.30 ATR from EMA21 · no notable pattern

What it means: Price is stretched far above its normal range — the deepest stretch tier, where snap-backs most often start. The trigger bar shows no standout candle signal yet.

Score split: chart signals 39 / 80 · news & fundamentals checks 0 / 20 — chart signals carry most of the grade.

How this grade was earned

total 39 pts

Cycle position 30

Momentum 9

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

132-Day Trend Zones

Full chart →

21 EMA +1 ATR +2 ATR −2 ATR

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O — H — L — C —

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Under the hood

On the latest daily bar, momentum is running hot (RSI 76, overbought territory), the trend is strong (ADX 45), and trading is light at 0.6× normal volume. On the business side, revenue is growing 8% year over year and the business keeps about 45 cents of every sales dollar as free cash.

Latest-bar indicator readings behind the grade — display-only, they don't move the letter.

Momentum · RSI

0–100 · <30 oversold

Trend strength · ADX

>25 = strong trend

Volume vs avg

0.60×

1× = average

Stretch from avg

+3.4 ATR

− below · + above

Zone touches

tests of this zone

Suggested hold

3–30

bars (≈ days)

Fundamentals at a glance

Company fundamentals for context — display-only, they don't move the grade.

Revenue growth

+8.1%

year over year

Free-cash-flow margin

45.5%

cash kept per $ of sales

P/E ratio

12.3

price ÷ yearly profit

Valuation & accounting

Valuation desk →

Our cash-flow model pegs fair value near $61.23 (fair range $19–$61); today's price leaves a +55% cushion below that estimate. The model's verdict is “Deep value” and accounting quality screens as Adequate. Model estimates only — do your own due diligence.

Deep value +55% margin of safety Accounting: Adequate

Intrinsic (DCF)

$61.23

Fair-value range

$18.65 – $61.23

Margin of safety

+55%

Accounting quality Adequate

✓ More cash than debt
✓ Goodwill 0% of assets (organic growth)
✓ Positive retained earnings
✓ Net margin 38%

⚠ Debt/equity 8.73 (fragile)

Price implies ~-6% growth (vs trailing rev yoy). Model estimate — do your own due diligence.

Key statistics

All statistics →

FBP is a $4.4 billion company, priced at 13× last year's earnings, and the stock is trading near the top of its 52-week range.

Market cap $4.4B

P/E ttm 12.8

Beta —

52w range $19.64 – $28.93

Avg volume 1.4M

Dividend yield 2.77%

Sector Financial Services

Next earnings 2026-10-22

52-week range · today's price

$19.64$28.93

More on FBP

Options idea

See more →

CALL $30 2026-08-21

$0.35

PUT $30 2026-08-21

$0.00

Earnings

See more →

Last reported: 2026-07-22
EPS (act / est): 0.62 / 0.54
Surprise: +14.8%
Next report: 2026-10-22

About

First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Mortgage Banking …