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MA

Mastercard Incorporated NYQ · MA

$543.60 -7.94 (-1.44%)
Extended · +1.68σ Grade B
Mkt cap $480.3B
P/E 31.4
Day $540.23 – $551.72
52wk $464.52 – $561.92
Avg vol 3.8M
Beta 0.73
Div yld 0.64%
Next earnings 2026-07-30

Quick read

Plain English

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally.

MA last traded at $543.60, down 1.4% on the day; that's in the upper part of its 52-week range ($464.52–$561.92). Right now it's trading above its recent average — momentum is positive, though some of the move may already be in the price.

The next scheduled earnings report (2026-07-30) is the biggest known catalyst on the calendar, and after a strong run, watch whether the price can hold its gains on quieter days.

A plain-English snapshot built from the data on this page — not investment advice. Always do your own research.

Today's read

Grading desk →

KC2 upper, +1.64 ATR from EMA21 — no notable pattern

Long
score 9 · tech 9 / 80 · support 0 / 20
above KC1 lower, +1.64 ATR from EMA21 · no notable pattern
How this grade was earned
total 9 pts
Cycle position 6
Market fit 3

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Short B
score 40 · tech 40 / 80 · support 0 / 20
KC2 upper, +1.64 ATR from EMA21 · no notable pattern
ℹ️ Stretched (KC2): stop is set a little wider to avoid a whipsaw, so the reward/risk reads a bit lower by design.
  • · KC2 upper stretch — standard mean-reversion tier
  • · RSI hook from overbought (64)
  • · Stochastic bear cross in overbought
How this grade was earned
total 40 pts
Cycle position 22
Momentum 12
Market fit 6

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Candle-size grades

tap a size to open that chart

132-Day Trend Zones

Full chart →
21 EMA +1 ATR +2 ATR −2 ATR
O H L C

Under the hood

On the latest daily bar, momentum sits mid-range (RSI 64), the trend is strong (ADX 28), and volume is about normal (0.8×). On the business side, revenue is growing 16% year over year and the business keeps about 49 cents of every sales dollar as free cash.

Latest-bar indicator readings behind the grade — display-only, they don't move the letter.

Momentum · RSI
64
0–100 · <30 oversold
Trend strength · ADX
28
>25 = strong trend
Volume vs avg
0.82×
1× = average
Stretch from avg
+1.6 ATR
− below · + above
Zone touches
4
tests of this zone
Suggested hold
3–30
bars (≈ days)
Fundamentals at a glance

Company fundamentals for context — display-only, they don't move the grade.

Revenue growth
+15.8%
year over year
Free-cash-flow margin
49.2%
cash kept per $ of sales
Debt / equity
2.82
lower = less leveraged
P/E ratio
30.5
price ÷ yearly profit

Valuation & accounting

Valuation desk →

Our cash-flow model pegs fair value near $592.92 (fair range $112–$593); today's price leaves a +11% cushion below that estimate. The model's verdict is “Undervalued” and accounting quality screens as Weak. Model estimates only — do your own due diligence.

Intrinsic (DCF)
$592.92
Fair-value range
$112.17 – $592.92
Margin of safety
+11%
Verdict
Undervalued
Accounting quality Weak
  • ✓ Positive retained earnings
  • ✓ Gross margin 100% (pricing power)
  • ✓ Net margin 46%
  • ⚠ Debt exceeds cash
  • ⚠ Quick ratio 0.56 (fragile)
  • ⚠ Debt/equity 6.00 (fragile)
  • ⚠ Receivables growing faster than revenue

Price implies ~14% growth (vs trailing rev yoy). Model estimate — do your own due diligence.

Key statistics

All statistics →

MA is a $480.3 billion company, priced at 31× last year's earnings.

Mkt cap $480.3B
P/E ttm 31.4
Fwd P/E 23.9
Beta 0.73
Day range $540.23 – $551.72
52w range $464.52 – $561.92
Avg vol 3.8M
RSI(2) 50.9
ROE 232.1%
Net mgn 45.9%
FCF mgn 47.6%
Debt/Eq 2.82
Div yld 0.64%
Sector Financial Services
Industry Credit Services
Next earn 2026-07-30
52-week range · today's price
$464.52$561.92

More on MA

Options idea

See more →
CALL $540 2026-08-21
$21.31
ITM PUT $570 2026-08-21 · 34d
~$34.51
OTM PUT $520 2026-08-21 · 34d
~$9.15

ITM tracks the stock · OTM is cheaper / more leverage. Model-priced — verify the live chain. As of 5h ago (2026-07-18 18:02 UTC).

About

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provid…