S&P 500 7,498.96 -0.14% NASDAQ 25,690.90 -0.57% DOW 52,218.58 -0.01% R2K 2,959.94 -0.92% VIX 18.24 +9.62% US 10Y 4.66 +0.63% DXY 101.29 +0.15% GOLD 4,086.50 -1.46% CRUDE 90.43 +4.15% BITCOIN 65,498.67 -0.91%
Next Bullish Trade
Sign in
PFS

Provident Financial Services, Inc. NYQ · PFS

$24.01 -0.03 (-0.12%)
Neutral · +0.80σ
Mkt cap $3.1B
P/E 10.2
Day $23.67 – $24.03
52wk $19.89 – $24.56
Avg vol 1.0M
Beta 0.78
Div yld 4.00%
Next earnings

Quick read

At a glance

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.

PFS last traded at $24.01, down 0.1% on the day; that's in the upper part of its 52-week range ($19.89–$24.56). Right now it's trading close to its recent average, with no strong stretch in either direction.

Earnings reports are the biggest scheduled catalysts to keep an eye on, and day to day, watch whether it holds above or slips below its recent average.

A quick snapshot built from the data on this page — not investment advice. Always do your own research.

Today's read

Grading desk →

Price is sitting close to its normal range — not meaningfully overheated yet. Plus a doji candle — buyers and sellers fought to a draw, which often comes right before a turn.

Long
Setup score 18 / 100
Price is sitting close to its normal range — no real dip to buy yet. Doji candle.
  • · Doji — indecision, watch for reversal
  • · Aligned with weak uptrend
Technical read: above KC1 lower, +0.75 ATR from EMA21 · doji
What it means: Price is sitting close to its normal range — no real dip to buy yet. The trigger bar shows a doji candle — buyers and sellers fought to a draw, which often comes right before a turn.
Score split: chart signals 18 / 80 · news & fundamentals checks 0 / 20 — chart signals carry most of the grade.
How this grade was earned
total 18 pts
Cycle position 6
Candle signal 6
Market fit 6

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Short
Setup score 21 / 100
Price is sitting close to its normal range — not meaningfully overheated yet. Doji candle.
  • · Doji — indecision, watch for reversal
  • · RSI hook from overbought (58)
Technical read: below KC1 upper, +0.75 ATR from EMA21 · doji
What it means: Price is sitting close to its normal range — not meaningfully overheated yet. The trigger bar shows a doji candle — buyers and sellers fought to a draw, which often comes right before a turn.
Score split: chart signals 21 / 80 · news & fundamentals checks 0 / 20 — chart signals carry most of the grade.
How this grade was earned
total 21 pts
Cycle position 6
Candle signal 6
Momentum 6
Market fit 3

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

132-Day Trend Zones

Full chart →
21 EMA +1 ATR +2 ATR −2 ATR
O H L C

Valuation & accounting

Valuation desk →

Our cash-flow model pegs fair value near $53.24 (fair range $20–$66); today's price leaves a +56% cushion below that estimate. The model's verdict is “Deep value” and accounting quality screens as Weak. Model estimates only — do your own due diligence.

Deep value +56% margin of safety Accounting: Weak
Intrinsic (DCF)
$53.24
Fair-value range
$20.04 – $66.11
Margin of safety
+56%
Accounting quality Weak
  • ✓ Goodwill 2% of assets (organic growth)
  • ✓ Positive retained earnings
  • ✓ Net margin 35%
  • ⚠ Debt exceeds cash
  • ⚠ Debt/equity 7.82 (fragile)

Price implies ~1% growth (vs trailing rev yoy). Model estimate — do your own due diligence.

Key statistics

All statistics →

PFS is a $3.1 billion company, priced at 10× last year's earnings, and the stock is trading near the top of its 52-week range.

Market cap $3.1B
P/E ttm 10.2
Beta 0.78
52w range $19.89 – $24.56
Avg volume 1.0M
Dividend yield 4.00%
Sector Financial Services
Next earnings
52-week range · today's price
$19.89$24.56

More on PFS

Options idea

See more →
CALL $25 2026-08-21
$0.00
PUT $25 2026-08-21
$0.00

Earnings

See more →
Last reported
2026-04-29
EPS (act / est)
0.61 / 0.55
Surprise
+11.3%
Next report
2026-07-29

About

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's l…