S&P 500 7,457.69 -1.01% NASDAQ 25,520.24 -1.40% DOW 52,146.42 -0.77% R2K 2,962.22 -0.42% VIX 18.77 +12.19% US 10Y 4.54 -0.61% DXY 100.75 +0.02% GOLD 4,023.00 +0.94% CRUDE 81.77 +3.57%
Next Bullish Trade
Sign in
SOFI

SoFi Technologies, Inc. NMS · SOFI

$17.28 -0.04 (-0.23%)
Pullback · -0.52σ
Mkt cap $22.2B
P/E 38.4
Day $16.47 – $17.57
52wk $14.92 – $26.40
Avg vol 76.6M
Beta 2.15
Div yld
Next earnings 2026-07-29

Quick read

Plain English

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services.

SOFI last traded at $17.28, down 0.2% on the day; that's in the lower part of its 52-week range ($14.92–$26.40). Right now it's dipped below its recent average — a spot where watchers often look for signs the dip is stabilizing.

The next scheduled earnings report (2026-07-29) is the biggest known catalyst on the calendar, and after the recent dip, watch whether the price stops making lower lows before assuming the worst is over.

A plain-English snapshot built from the data on this page — not investment advice. Always do your own research.

Today's read

Grading desk →

KC1 lower, -0.54 ATR from EMA21 — no notable pattern

Long
score 17 · tech 17 / 80 · support 0 / 20
KC1 lower, -0.54 ATR from EMA21 · no notable pattern
  • · KC1 lower stretch — light dip
How this grade was earned
total 17 pts
Cycle position 14
Market fit 3

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Short
score 12 · tech 12 / 80 · support 0 / 20
below KC1 upper, -0.54 ATR from EMA21 · no notable pattern
  • · Aligned with weak downtrend
How this grade was earned
total 12 pts
Cycle position 6
Market fit 6

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

132-Day Trend Zones

Full chart →
21 EMA +1 ATR +2 ATR −2 ATR
O H L C

Valuation & accounting

Valuation desk →

The model's verdict is “Unknown” and accounting quality screens as Weak. Model estimates only — do your own due diligence.

Fair-value range
$8.10 – $8.45
Verdict
Unknown
Accounting quality Weak
  • ✓ More cash than debt
  • ✓ Goodwill 3% of assets (organic growth)
  • ✓ Gross margin 84% (pricing power)
  • ⚠ Debt/equity 3.83 (fragile)
  • ⚠ Negative retained earnings
  • ⚠ Receivables growing faster than revenue

Key statistics

All statistics →

SOFI is a $22.2 billion company, priced at 38× last year's earnings, and it moves harder than the market (beta 2.1).

Mkt cap $22.2B
P/E ttm 38.4
Fwd P/E 21.3
Beta 2.15
Day range $16.47 – $17.57
52w range $14.92 – $26.40
Avg vol 76.6M
RSI(2) 12.0
ROE 6.6%
Net mgn 14.8%
FCF mgn -110.5%
Debt/Eq 0.18
Div yld
Sector Financial Services
Industry Credit Services
Next earn 2026-07-29
52-week range · today's price
$14.92$26.40

More on SOFI

Options idea

See more →
CALL $18 2026-08-21
$1.16
PUT $18 2026-08-21
$1.82

About

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loan…