S&P 500 7,443.28 -0.19% NASDAQ 25,508.07 -0.05% DOW 51,839.26 -0.59% R2K 2,942.43 -0.67% VIX 18.65 -0.64% US 10Y 4.60 +1.26% DXY 100.96 +0.21% BITCOIN 65,286.17 +0.92%
Next Bullish Trade
Sign in
UMBF

UMB Financial Corporation UMBF

$144.55 -1.44 (-0.99%)
Neutral · +0.62σ
+ Compare Open in Sniper

Price chart

Timeframe
Range
Fundamentals · free Click ▲ earnings markers (daily) for the day's move

Loading…

Latest bar · UMBF

Momentum reads · latest daily bar
Last
$144.55
-1.44 (-0.99%)
Mkt cap
$11.0B
Financial Services
RSI(14)
57.2
neutral
Stochastic %K
73.5
neutral
MFI(14)
52.3
neutral
ADX(14)
18.6
weak trend

Green means room to run, red means stretched — the reads re-read live as you switch the chart's timeframe. MFI(14) is a volume-weighted money-flow read: above 80 = overbought, below 20 = oversold.

Financial overlay · last 12 quarters

The story behind the price: three years of quarterly results laid over the chart, so you can see whether the stock has been following the business — or running ahead of it.

QuarterRevenue Net incomeOp income FCFNet margin Op margin
2026-03-31 $0.7B $0.3B — $0.4B 38.2% —
2025-12-31 $0.7B $0.2B — $0.1B 32.4% —
2025-09-30 $0.6B $0.2B — $0.3B 30.3% —
2025-06-30 $0.6B $0.2B — $0.3B 34.3% —
2025-03-31 $0.5B $0.1B — $0.4B 15.9% —

Tip: toggle P/E, FCF, ROE, Gross margin and more on the chart above — every overlay is free.

Compare UMBF vs peers

Line UMBF up against up to 4 peers (5 tickers total) across ~30 metrics and get one weighted 0-100 verdict — best in green, worst in red. Peers also overlay on the chart above as rebased % lines, or flip the chart to the 2×2 grid for side-by-side mini charts.

Comparing UMBF no peers yet — add up to 4 below
Sector peers + JPM + V + MA + BAC + WFC + GS
Popular + AAPL + MSFT + NVDA + AMZN + GOOG + META + TSLA + AVGO
Matchups NVDA · AMD · AVGO · SMCI · MU AAPL · MSFT · GOOG · META · AMZN JPM · GS · MS · BAC · C TSLA · RIVN · LCID · GM · F XOM · CVX · OXY · COP

Add tickers to compare with UMBF

~30 metrics across Snapshot, OdysseyHQ zone, Valuation, Growth, Quality, Technicals, Sentiment, and Risk — with a weighted score and a one-line read on each.

Earnings replay · last 20 reports

How this stock actually behaves on report day: each past earnings print with the beat-or-miss and the next-day move — a track record for handicapping the next one.

DateEPS actual EPS estSurprise Next-day
2026-04-28 3.41 2.82 +21.0% -0.9%
2026-01-27 2.74 2.47 +10.8% -0.2%
2025-10-27 2.70 2.50 +8.0% -0.1%
2025-07-29 2.96 2.37 +24.6% +1.5%
2025-04-29 1.21 0.11 +985.9% -3.3%
2025-01-28 2.49 2.26 +10.1% +0.8%
2024-10-29 2.25 2.20 +2.3% +4.2%
2024-07-30 2.16 2.01 +7.4% +3.0%
2024-04-29 2.47 1.80 +37.0% +2.5%
2024-01-30 2.29 1.76 +29.8% -1.2%
2023-10-24 2.02 1.77 +13.9% +1.6%
2023-07-25 1.93 1.93 +0.2% +5.3%
2023-04-25 1.91 1.89 +0.9% +10.3%
2023-01-24 2.07 2.00 +3.4% +3.1%
2022-10-25 1.82 2.15 -15.4% -10.3%
2022-07-26 2.83 1.90 +49.3% -0.8%
2022-04-26 2.17 1.67 +30.2% +2.9%
2022-01-25 1.62 1.86 -12.8% -5.2%
2021-10-26 1.95 1.80 +8.4% -7.4%
2021-07-27 1.80 1.75 +2.7% +4.3%

Earnings markers are overlaid on the daily price chart above. Click a ▲ marker for that day's move.

Peer comparison · Financial Services

Context check: the same key numbers for the closest Financial Services names side by side, so you can tell whether this stock is the standout or just moving with its group.

Ticker ⇅ Mkt cap ⇅ P/E ⇅ Fwd P/E ⇅ P/S ⇅ EV/EBITDA ⇅ P/B ⇅ Gross M ⇅ Rev gr ⇅ EPS gr ⇅ FCF yld ⇅
UMBF ★ $11B 12.6 10.5 4.0 — 1.5 — 49.0% 176.9% —
JPM $901B 14.5 13.7 — — 2.5 — 30.4% 46.9% —
V — 31.4 24.3 — 22.8 — 97.8% 17.1% 35.5% —
MA — 31.7 24.0 — 23.0 — 100.0% 15.8% 21.2% —
BAC — 14.0 11.5 — — 1.5 — 21.4% 36.0% —
WFC $264B 12.5 11.0 3.2 — 1.6 — 9.5% 25.0% —
GS — 16.3 14.6 — — — 82.1% 42.5% 92.3% —
MS $332B 17.1 15.6 4.3 — 3.2 87.6% 28.0% 62.4% —

Auto-seeded from sector. Click any ticker to switch.

Ownership

Who holds the stock and what they've been doing lately — big funds on the left, executives' own buys and sells on the right. Insider buying is the rarer, louder signal.

Top institutional holders

Top-10 concentration: 48.66%

HolderShares% out
Blackrock Inc. 9,344,467 12.30%
UMB Bank NA/MO 4,723,573 6.22%
Vanguard Portfolio Management LLC 4,136,220 5.44%
State Street Corporation 3,981,601 5.24%
Vanguard Capital Management LLC 3,101,293 4.08%
Dimensional Fund Advisors LP 2,909,932 3.83%
Wellington Management Group, LLP 2,707,124 3.56%
FMR, LLC 2,422,435 3.19%
Geode Capital Management, LLC 1,947,446 2.56%
Neuberger Berman Group, LLC 1,699,639 2.24%

Insider activity · 90d

9 buys / 4 sells · ratio 2.25 · Finnhub

  • Gallagher Kevin Charles SELL 12,223 @ $132.88
  • Wilson Uma M 0
  • Wilson Uma SELL 24,415 @ $133.05
  • Wilson Uma M 25,337 @ $75.25
  • Rine James D SELL 61,446 @ $133.22
  • Rine James D SELL 62,520 @ $132.49
  • Murphy Timothy R. BUY 27,576 @ $129.24
  • SCHMIDT JOHN K BUY 33,370 @ $129.24
  • Williams Leroy James Jr BUY 7,696 @ $129.24
  • SOSLAND L JOSHUA BUY 14,612 @ $129.24

Analyst estimates

Finnhub

What Wall Street expects next: the consensus forecasts for the coming quarters. The market usually reacts to results versus these numbers, not the raw results themselves.

Low
$139.0
Mean
$157.76923
High
$170.0
Analysts
13
Recommendation distribution · period 2026-07-01
3
12
3
Revision trend (2026-04-01 → 2026-07-01): net 16 → 15 -1 (net = strong_buy+buy − sell−strong_sell)

SEC filings

The company's own paperwork, straight from the regulator — annual and quarterly reports, big announcements and insider trades. The primary source behind every headline.

FormFiled DescriptionAction
4 2026-06-10 PRIMARY DOCUMENT view ·
4 2026-06-10 PRIMARY DOCUMENT view ·
4 2026-06-10 PRIMARY DOCUMENT view ·
4 2026-05-05 PRIMARY DOCUMENT view ·
4 2026-05-04 PRIMARY DOCUMENT view ·
4 2026-05-04 PRIMARY DOCUMENT view ·
4 2026-05-04 PRIMARY DOCUMENT view ·
4 2026-05-04 PRIMARY DOCUMENT view ·
4 2026-05-04 PRIMARY DOCUMENT view ·
4 2026-05-04 PRIMARY DOCUMENT view ·
4 2026-05-04 PRIMARY DOCUMENT view ·
4 2026-05-04 PRIMARY DOCUMENT view ·
4 2026-05-04 PRIMARY DOCUMENT view ·
4 2026-05-04 PRIMARY DOCUMENT view ·
4 2026-05-04 PRIMARY DOCUMENT view ·
4 2026-05-04 PRIMARY DOCUMENT view ·
4 2026-05-04 PRIMARY DOCUMENT view ·
4 2026-05-04 PRIMARY DOCUMENT view ·
8-K 2026-04-30 8-K view ·
10-Q 2026-04-30 10-Q view ·
8-K 2026-04-28 8-K view ·
DEF 14A 2026-03-12 DEF 14A view ·
10-K 2026-02-26 10-K view ·
4 2026-02-13 PRIMARY DOCUMENT view ·
4 2026-02-13 PRIMARY DOCUMENT view ·
4 2026-02-13 PRIMARY DOCUMENT view ·
4 2026-02-13 PRIMARY DOCUMENT view ·
4 2026-02-13 PRIMARY DOCUMENT view ·
4 2026-02-13 PRIMARY DOCUMENT view ·
4 2026-02-13 PRIMARY DOCUMENT view ·
4 2026-02-13 PRIMARY DOCUMENT view ·
4 2026-02-13 PRIMARY DOCUMENT view ·
4 2026-02-13 PRIMARY DOCUMENT view ·
4 2026-02-13 PRIMARY DOCUMENT view ·
4 2026-02-12 PRIMARY DOCUMENT view ·
4 2026-02-12 PRIMARY DOCUMENT view ·
4 2026-02-12 PRIMARY DOCUMENT view ·
4 2026-02-12 PRIMARY DOCUMENT view ·
4 2026-02-12 PRIMARY DOCUMENT view ·
4 2026-02-12 PRIMARY DOCUMENT view ·
4 2026-02-12 PRIMARY DOCUMENT view ·
4 2026-02-12 PRIMARY DOCUMENT view ·
4 2026-02-12 PRIMARY DOCUMENT view ·
4 2026-02-12 PRIMARY DOCUMENT view ·
4 2026-02-12 PRIMARY DOCUMENT view ·
4 2026-02-11 PRIMARY DOCUMENT view ·
4 2026-02-11 PRIMARY DOCUMENT view ·
4 2026-02-11 PRIMARY DOCUMENT view ·
4 2026-02-11 PRIMARY DOCUMENT view ·
4 2026-02-11 PRIMARY DOCUMENT view ·
4 2026-02-11 PRIMARY DOCUMENT view ·
4 2026-02-11 PRIMARY DOCUMENT view ·
4 2026-02-11 PRIMARY DOCUMENT view ·
4 2026-02-11 PRIMARY DOCUMENT view ·
4 2026-02-11 PRIMARY DOCUMENT view ·
4 2026-02-11 PRIMARY DOCUMENT view ·
4 2026-02-11 PRIMARY DOCUMENT view ·
4 2026-02-10 PRIMARY DOCUMENT view ·
4 2026-02-10 PRIMARY DOCUMENT view ·
4 2026-02-10 PRIMARY DOCUMENT view ·

About UMBF

UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan syndication, and consultative services; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers banking, fund, asset management, and healthcare services to institutional clients; fund administration and accounting, investor services and transfer agency, alternative investment services, fixed income sales, trading and underwriting, and corporate trust and escrow services, as well as institutional custody services. This segment also pr…

Options picks · UMBF

ITM + OTM ideas from the latest scan

Loading…

Congress trades · UMBF

STOCK Act disclosures

Loading…

SEC filings & insiders · UMBF

EDGAR · live

Loading…

Holders · UMBF

Institutions & insider activity

Loading…