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ATLO

Ames National Corporation NCM · ATLO

$29.79 +0.31 (+1.05%)
Neutral · +0.26σ Grade C
Mkt cap $0.3B
P/E 11.5
Day $28.92 – $29.79
52wk $24.27 – $32.16
Avg vol 0.1M
Beta 0.29
Div yld 3.26%
Next earnings 2026-07-24

Quick read

At a glance

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa.

ATLO last traded at $29.79, up 1.1% on the day; that's in the upper part of its 52-week range ($24.27–$32.16). Right now it's trading close to its recent average, with no strong stretch in either direction.

The next scheduled earnings report (2026-07-24) is the biggest known catalyst on the calendar, and day to day, watch whether it holds above or slips below its recent average.

A quick snapshot built from the data on this page — not investment advice. Always do your own research.

Today's read

Grading desk →

Price is sitting close to its normal range — no real dip to buy yet. Plus a bullish engulfing candle — buying fully swallowed the prior bar's selling.

Long C
Setup score 28 / 100
Price is sitting close to its normal range — no real dip to buy yet. bullish engulfing candle.
  • · Bullish engulfing — body fully covers prior red bar
  • · Stochastic bull cross
  • · Aligned with weak uptrend
Technical read: above KC1 lower, +0.26 ATR from EMA21 · bullish engulfing
What it means: Price is sitting close to its normal range — no real dip to buy yet. The trigger bar shows a bullish engulfing candle — buying fully swallowed the prior bar's selling.
Score split: chart signals 28 / 80 · news & fundamentals checks 0 / 20 — chart signals carry most of the grade.
How this grade was earned
total 28 pts
Cycle position 6
Candle signal 13
Momentum 3
Market fit 6

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Short
Setup score 9 / 100
Price is sitting close to its normal range — not meaningfully overheated yet.
Technical read: below KC1 upper, +0.26 ATR from EMA21 · no notable pattern
What it means: Price is sitting close to its normal range — not meaningfully overheated yet. The trigger bar shows no standout candle signal yet.
Score split: chart signals 9 / 80 · news & fundamentals checks 0 / 20 — chart signals carry most of the grade.
How this grade was earned
total 9 pts
Cycle position 6
Market fit 3

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

132-Day Trend Zones

Full chart →
21 EMA +1 ATR +2 ATR −2 ATR
O H L C

Under the hood

On the latest daily bar, momentum sits mid-range (RSI 51), the trend is quiet (ADX 20), and trading is light at 0.5× normal volume. On the business side, revenue is growing 18% year over year and the business keeps about 31 cents of every sales dollar as free cash.

Latest-bar indicator readings behind the grade — display-only, they don't move the letter.

Momentum · RSI
51
0–100 · <30 oversold
Trend strength · ADX
20
>25 = strong trend
Volume vs avg
0.46×
1× = average
Stretch from avg
+0.1 ATR
− below · + above
Zone touches
0
tests of this zone
Suggested hold
3–30
bars (≈ days)
Fundamentals at a glance

Company fundamentals for context — display-only, they don't move the grade.

Revenue growth
+18.0%
year over year
Free-cash-flow margin
31.0%
cash kept per $ of sales
P/E ratio
11.4
price ÷ yearly profit

Valuation & accounting

Valuation desk →

Our cash-flow model pegs fair value near $94.43 (fair range $23–$94); today's price leaves a +69% cushion below that estimate. The model's verdict is “Deep value” and accounting quality screens as Adequate. Model estimates only — do your own due diligence.

Deep value +69% margin of safety Accounting: Adequate
Intrinsic (DCF)
$94.43
Fair-value range
$22.64 – $94.43
Margin of safety
+69%
Accounting quality Adequate
  • ✓ More cash than debt
  • ✓ Goodwill 1% of assets (organic growth)
  • ✓ Positive retained earnings
  • ✓ Net margin 32%
  • ⚠ Debt/equity 9.26 (fragile)

Price implies ~-5% growth (vs trailing rev yoy). Model estimate — do your own due diligence.

Key statistics

All statistics →

ATLO is a $264 million company, priced at 12× last year's earnings, and it moves more calmly than the market (beta 0.3).

Market cap $0.3B
P/E ttm 11.5
Beta 0.29
52w range $24.27 – $32.16
Avg volume 0.1M
Dividend yield 3.26%
Sector Financial Services
Next earnings 2026-07-24
52-week range · today's price
$24.27$32.16

More on ATLO

Options idea

See more →
CALL $30 2026-08-21
$0.00
PUT $30 2026-08-21
$0.00

Earnings

See more →
Last reported
2026-07-17
EPS (act / est)
0.67 / 0.65
Surprise
+3.1%
Next report
2026-07-24

About

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and …