CFG

Citizens Financial Group, Inc. NYQ · CFG

$72.39 -2.01 (-2.70%)

Extended · +1.33σ Grade C

+ Compare Open in Sniper

Mkt cap $30.6B

P/E 16.2

Day $71.83 – $74.16

52wk $55.49 – $74.70

Avg vol 4.6M

Beta 1.00

Div yld 2.59%

Next earnings 2026-10-16

Quick read

Plain English

CFG last traded at $72.39, down 2.7% on the day; that's in the upper part of its 52-week range ($55.49–$74.70). Right now it's trading above its recent average — momentum is positive, though some of the move may already be in the price.

The next scheduled earnings report (2026-10-16) is the biggest known catalyst on the calendar, and after a strong run, watch whether the price can hold its gains on quieter days.

A plain-English snapshot built from the data on this page — not investment advice. Always do your own research.

Today's read

Grading desk →

KC2 upper, +1.31 ATR from EMA21 — no notable pattern

Long —

score 16 · tech 16 / 80 · support 0 / 20

above KC1 lower, +1.31 ATR from EMA21 · no notable pattern

· Aligned with breakout up (strong tailwind)

How this grade was earned

total 16 pts

Cycle position 6

Market fit 10

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Short C

score 28 · tech 28 / 80 · support 0 / 20

KC2 upper, +1.31 ATR from EMA21 · no notable pattern

ℹ️ Stretched (KC2): stop is set a little wider to avoid a whipsaw, so the reward/risk reads a bit lower by design.

· KC2 upper stretch — standard mean-reversion tier
· RSI hook from overbought (61)
· Counter-trend short in breakout up

How this grade was earned

total 28 pts

Cycle position 22

Momentum 6

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

132-Day Trend Zones

Full chart →

21 EMA +1 ATR +2 ATR −2 ATR

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O — H — L — C —

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Valuation & accounting

Valuation desk →

Our cash-flow model pegs fair value near $143.14 (fair range $59–$143); today's price leaves a +51% cushion below that estimate. The model's verdict is “Deep value” and accounting quality screens as Adequate. Model estimates only — do your own due diligence.

Intrinsic (DCF)

$143.14

Fair-value range

$58.51 – $143.14

Margin of safety

+51%

Verdict

Deep value

Accounting quality Adequate

✓ More cash than debt
✓ Goodwill 4% of assets (organic growth)
✓ Positive retained earnings
✓ Net margin 25%

⚠ Debt/equity 7.60 (fragile)

Price implies ~1% growth (vs trailing rev yoy). Model estimate — do your own due diligence.

Key statistics

All statistics →

CFG is a $30.6 billion company, priced at 16× last year's earnings, and the stock is trading near the top of its 52-week range.

Mkt cap $30.6B

P/E ttm 16.2

Fwd P/E 11.1

Beta 1.00

Day range $71.83 – $74.16

52w range $55.49 – $74.70

Avg vol 4.6M

RSI(2) 47.9

ROE 7.7%

Net mgn 25.0%

FCF mgn 24.7%

Debt/Eq —

Div yld 2.59%

Sector Financial Services

Industry Banks - Regional

Next earn 2026-10-16

52-week range · today's price

$55.49$74.70

More on CFG

Options idea

See more →

CALL $72 2026-08-21

$2.25

PUT $72 2026-08-21

$2.50

Earnings

See more →

Last reported: 2026-07-16
EPS (act / est): 1.30 / 1.25
Surprise: +4.4%
Next report: 2026-10-16

About

Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit …