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CPAY

Corpay, Inc. NYQ · CPAY

$365.79 -6.02 (-1.62%)
Extended · +1.09σ Grade C
Mkt cap $23.9B
P/E 21.9
Day $364.27 – $374.09
52wk $281.16 – $374.09
Avg vol 0.6M
Beta 0.88
Div yld
Next earnings 2026-08-05

Quick read

Plain English

Corpay, Inc. operates as a payments company that helps businesses and consumers to manage and pay their expenses. It operates through Corporate Payments, Vehicle Payments, Lodging Payments, and Other segments.

CPAY last traded at $365.79, down 1.6% on the day; that's in the upper part of its 52-week range ($281.16–$374.09). Right now it's trading above its recent average — momentum is positive, though some of the move may already be in the price.

The next scheduled earnings report (2026-08-05) is the biggest known catalyst on the calendar, and after a strong run, watch whether the price can hold its gains on quieter days.

A plain-English snapshot built from the data on this page — not investment advice. Always do your own research.

Today's read

Grading desk →

KC1 upper, +1.05 ATR from EMA21 — doji

Long
score 18 · tech 18 / 80 · support 0 / 20
above KC1 lower, +1.05 ATR from EMA21 · doji
  • · Doji — indecision, watch for reversal
  • · Aligned with weak uptrend
How this grade was earned
total 18 pts
Cycle position 6
Candle signal 6
Market fit 6

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Short C
score 29 · tech 29 / 80 · support 0 / 20
KC1 upper, +1.05 ATR from EMA21 · doji
  • · KC1 upper stretch — light pop
  • · Doji — indecision, watch for reversal
  • · RSI hook from overbought (59)
How this grade was earned
total 29 pts
Cycle position 14
Candle signal 6
Momentum 6
Market fit 3

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

132-Day Trend Zones

Full chart →
21 EMA +1 ATR +2 ATR −2 ATR
O H L C

Under the hood

On the latest daily bar, momentum sits mid-range (RSI 59), the trend is quiet (ADX 13), and trading is light at 0.5× normal volume. On the business side, revenue is growing 25% year over year and the business keeps about 46 cents of every sales dollar as free cash.

Latest-bar indicator readings behind the grade — display-only, they don't move the letter.

Momentum · RSI
59
0–100 · <30 oversold
Trend strength · ADX
13
>25 = strong trend
Volume vs avg
0.46×
1× = average
Stretch from avg
+1.0 ATR
− below · + above
Zone touches
4
tests of this zone
Suggested hold
3–30
bars (≈ days)
Fundamentals at a glance

Company fundamentals for context — display-only, they don't move the grade.

Revenue growth
+25.4%
year over year
Free-cash-flow margin
46.3%
cash kept per $ of sales
Debt / equity
2.71
lower = less leveraged
P/E ratio
22.0
price ÷ yearly profit

Valuation & accounting

Valuation desk →

Our cash-flow model pegs fair value near $1649.02 (fair range $208–$1649); today's price leaves a +78% cushion below that estimate. The model's verdict is “Deep value” and accounting quality screens as Weak. Model estimates only — do your own due diligence.

Intrinsic (DCF)
$1649.02
Fair-value range
$207.85 – $1649.02
Margin of safety
+78%
Verdict
Deep value
Accounting quality Weak
  • ✓ Positive retained earnings
  • ✓ Gross margin 80% (pricing power)
  • ✓ Net margin 25%
  • ⚠ Debt exceeds cash
  • ⚠ Quick ratio 0.33 (fragile)
  • ⚠ Debt/equity 5.71 (fragile)

Price implies ~3% growth (vs trailing rev yoy). Model estimate — do your own due diligence.

Key statistics

All statistics →

CPAY is a $23.9 billion company, priced at 22× last year's earnings, and the stock is trading near the top of its 52-week range.

Mkt cap $23.9B
P/E ttm 21.9
Fwd P/E 12.0
Beta 0.88
Day range $364.27 – $374.09
52w range $281.16 – $374.09
Avg vol 0.6M
RSI(2) 49.8
ROE 32.1%
Net mgn 24.6%
FCF mgn 43.8%
Debt/Eq 2.71
Div yld
Sector Technology
Industry Software - Infrastructure
Next earn 2026-08-05
52-week range · today's price
$281.16$374.09

More on CPAY

Options idea

See more →
CALL $370 2026-08-21
$17.57
PUT $370 2026-08-21
$79.00

Earnings

See more →
Last reported
2026-05-07
EPS (act / est)
5.80 / 5.47
Surprise
+6.0%
Next report
2026-08-05

About

Corpay, Inc. operates as a payments company that helps businesses and consumers to manage and pay their expenses. It operates through Corporate Payments, Vehicle Payments, Lodging Payments, and Other segments. The company offers vehicle payment solutions for fuel, tolls and parking, vehicle compliance, auto insurance and road assistance, fleet maintenance, and long-haul transpo…