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FCNCA

First Citizens BancShares, Inc. FCNCA

$2,122.13 -34.32 (-1.59%)
Neutral · +0.62σ Grade C
Mkt cap $24.7B
P/E 12.3
Day $2107.12 – $2151.37
52wk $1759.27 – $2232.21
Avg vol
Beta
Div yld
Next earnings

Quick read

Plain English

First Citizens BancShares, Inc. is a financial services company listed in the US.

FCNCA last traded at $2,122, down 1.6% on the day; that's in the upper part of its 52-week range ($1,759–$2,232). Right now it's trading close to its recent average, with no strong stretch in either direction.

Earnings reports are the biggest scheduled catalysts to keep an eye on, and day to day, watch whether it holds above or slips below its recent average.

A plain-English snapshot built from the data on this page — not investment advice. Always do your own research.

Today's read

Grading desk →

KC1 upper, +0.61 ATR from EMA21 — no notable pattern

Long
score 12 · tech 12 / 80 · support 0 / 20
above KC1 lower, +0.61 ATR from EMA21 · no notable pattern
  • · Chop regime — mean-reversion favored both ways
How this grade was earned
total 12 pts
Cycle position 6
Market fit 6

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Short C
score 26 · tech 26 / 80 · support 0 / 20
KC1 upper, +0.61 ATR from EMA21 · no notable pattern
  • · KC1 upper stretch — light pop
  • · RSI hook from overbought (56)
  • · Chop regime — mean-reversion favored both ways
How this grade was earned
total 26 pts
Cycle position 14
Momentum 6
Market fit 6

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

132-Day Trend Zones

Full chart →
21 EMA +1 ATR +2 ATR −2 ATR
O H L C

Valuation & accounting

Valuation desk →

Our cash-flow model pegs fair value near $1203.31 (fair range $1203–$3121); today's price sits 78% above that estimate. The model's verdict is “Overvalued” and accounting quality screens as Weak. Model estimates only — do your own due diligence.

Intrinsic (DCF)
$1203.31
Fair-value range
$1203.31 – $3120.84
Margin of safety
-78%
Verdict
Overvalued
Accounting quality Weak
  • ✓ Goodwill 0% of assets (organic growth)
  • ✓ Positive retained earnings
  • ✓ Net margin 25%
  • ⚠ Debt exceeds cash
  • ⚠ Debt/equity 9.33 (fragile)

Price implies ~11% growth (vs trailing rev yoy). Model estimate — do your own due diligence.

Key statistics

All statistics →

FCNCA is a $24.7 billion company, priced at 12× last year's earnings.

Mkt cap $24.7B
P/E ttm 12.3
Fwd P/E
Beta
Day range $2107.12 – $2151.37
52w range $1759.27 – $2232.21
Avg vol
RSI(2) 53.7
ROE
Net mgn
FCF mgn 14.7%
Debt/Eq
Div yld
Sector Financial Services
Industry Banks - Regional
Next earn
52-week range · today's price
$1759.27$2232.21

More on FCNCA

Options idea

See more →
CALL $2120 2026-08-21
$89.80
PUT $2120 2026-08-21
$87.30