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HIG

The Hartford Insurance Group, Inc. NYQ · HIG

$140.26 +3.61 (+2.64%)
Extended · +1.49σ Grade C
Mkt cap $38.4B
P/E 9.9
Day $137.54 – $141.99
52wk $125.59 – $144.50
Avg vol 1.7M
Beta 0.47
Div yld 1.71%
Next earnings 2026-07-23

Quick read

Plain English

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally.

HIG last traded at $140.26, up 2.6% on the day; that's in the upper part of its 52-week range ($125.59–$144.50). Right now it's trading above its recent average — momentum is positive, though some of the move may already be in the price.

The next scheduled earnings report (2026-07-23) is the biggest known catalyst on the calendar, and after a strong run, watch whether the price can hold its gains on quieter days.

A plain-English snapshot built from the data on this page — not investment advice. Always do your own research.

Today's read

Grading desk →

KC2 upper, +1.49 ATR from EMA21 — no notable pattern

Long
score 12 · tech 12 / 80 · support 0 / 20
above KC1 lower, +1.49 ATR from EMA21 · no notable pattern
  • · Aligned with weak uptrend
How this grade was earned
total 12 pts
Cycle position 6
Market fit 6

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Short C
score 25 · tech 25 / 80 · support 0 / 20
KC2 upper, +1.49 ATR from EMA21 · no notable pattern
ℹ️ Stretched (KC2): stop is set a little wider to avoid a whipsaw, so the reward/risk reads a bit lower by design.
  • · KC2 upper stretch — standard mean-reversion tier
How this grade was earned
total 25 pts
Cycle position 22
Market fit 3

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

132-Day Trend Zones

Full chart →
21 EMA +1 ATR +2 ATR −2 ATR
O H L C

Under the hood

On the latest daily bar, momentum sits mid-range (RSI 61), the trend is quiet (ADX 22), and volume is about normal (1.1×). On the business side, revenue is growing 6% year over year and the business keeps about 20 cents of every sales dollar as free cash.

Latest-bar indicator readings behind the grade — display-only, they don't move the letter.

Momentum · RSI
61
0–100 · <30 oversold
Trend strength · ADX
22
>25 = strong trend
Volume vs avg
1.08×
1× = average
Stretch from avg
+1.5 ATR
− below · + above
Zone touches
0
tests of this zone
Suggested hold
3–30
bars (≈ days)
Fundamentals at a glance

Company fundamentals for context — display-only, they don't move the grade.

Revenue growth
+6.1%
year over year
Free-cash-flow margin
20.0%
cash kept per $ of sales
Debt / equity
0.23
lower = less leveraged
P/E ratio
9.8
price ÷ yearly profit

Valuation & accounting

Valuation desk →

Our cash-flow model pegs fair value near $382.85 (fair range $242–$409); today's price leaves a +63% cushion below that estimate. The model's verdict is “Deep value” and accounting quality screens as Adequate. Model estimates only — do your own due diligence.

Intrinsic (DCF)
$382.85
Fair-value range
$241.76 – $408.80
Margin of safety
+63%
Verdict
Deep value
Accounting quality Adequate
  • ✓ More cash than debt
  • ✓ Goodwill 2% of assets (organic growth)
  • ✓ Positive retained earnings
  • ⚠ Debt/equity 3.53 (fragile)

Price implies ~-11% growth (vs trailing rev yoy). Model estimate — do your own due diligence.

Key statistics

All statistics →

HIG is a $38.4 billion company, priced at 10× last year's earnings, and it moves more calmly than the market (beta 0.5).

Mkt cap $38.4B
P/E ttm 9.9
Fwd P/E 10.1
Beta 0.47
Day range $137.54 – $141.99
52w range $125.59 – $144.50
Avg vol 1.7M
RSI(2) 79.4
ROE 22.7%
Net mgn 14.1%
FCF mgn 19.5%
Debt/Eq 0.23
Div yld 1.71%
Sector Financial Services
Industry Insurance - Diversified
Next earn 2026-07-23
52-week range · today's price
$125.59$144.50

More on HIG

Options idea

See more →
CALL $140 2026-08-21
$4.76
PUT $140 2026-08-21
$5.71

Earnings

See more →
Last reported
2026-04-23
EPS (act / est)
3.09 / 3.39
Surprise
-8.8%
Next report
2026-07-23

About

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance cover…