SEZL

Sezzle Inc. NCM · SEZL

$174.24 -5.11 (-2.85%)

Neutral · +0.43σ

+ Compare Open in Sniper

Mkt cap $5.9B

P/E 41.5

Day $169.22 – $178.70

52wk $55.00 – $195.71

Avg vol 0.7M

Beta 6.72

Div yld —

Next earnings 2026-08-06

Quick read

At a glance

Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada.

SEZL last traded at $174.24, down 2.9% on the day; that's in the upper part of its 52-week range ($55.00–$195.71). Right now it's trading close to its recent average, with no strong stretch in either direction.

The next scheduled earnings report (2026-08-06) is the biggest known catalyst on the calendar, and day to day, watch whether it holds above or slips below its recent average.

A quick snapshot built from the data on this page — not investment advice. Always do your own research.

Today's read

Grading desk →

Price is sitting close to its normal range — no real dip to buy yet.

Long —

Setup score 16 / 100

Price is sitting close to its normal range — no real dip to buy yet.

· Aligned with strong uptrend (strong tailwind)

Technical read: above KC1 lower, +0.39 ATR from EMA21 · no notable pattern

What it means: Price is sitting close to its normal range — no real dip to buy yet. The trigger bar shows no standout candle signal yet.

Score split: chart signals 16 / 80 · news & fundamentals checks 0 / 20 — chart signals carry most of the grade.

How this grade was earned

total 16 pts

Cycle position 6

Market fit 10

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Short —

Setup score 12 / 100

Price is sitting close to its normal range — not meaningfully overheated yet.

· RSI hook from overbought (56)
· Counter-trend short in strong uptrend

Technical read: below KC1 upper, +0.39 ATR from EMA21 · no notable pattern

What it means: Price is sitting close to its normal range — not meaningfully overheated yet. The trigger bar shows no standout candle signal yet.

Score split: chart signals 12 / 80 · news & fundamentals checks 0 / 20 — chart signals carry most of the grade.

How this grade was earned

total 12 pts

Cycle position 6

Momentum 6

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

132-Day Trend Zones

Full chart →

21 EMA +1 ATR +2 ATR −2 ATR

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O — H — L — C —

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Under the hood

On the latest daily bar, momentum sits mid-range (RSI 56), the trend is strong (ADX 35), and trading is light at 0.3× normal volume. On the business side, revenue is growing 29% year over year and the business keeps about 16 cents of every sales dollar as free cash.

Latest-bar indicator readings behind the grade — display-only, they don't move the letter.

Momentum · RSI

0–100 · <30 oversold

Trend strength · ADX

>25 = strong trend

Volume vs avg

0.33×

1× = average

Stretch from avg

+0.4 ATR

− below · + above

Zone touches

tests of this zone

Suggested hold

3–30

bars (≈ days)

Fundamentals at a glance

Company fundamentals for context — display-only, they don't move the grade.

Revenue growth

+29.2%

year over year

Free-cash-flow margin

16.1%

cash kept per $ of sales

Debt / equity

0.74

lower = less leveraged

P/E ratio

23.9

price ÷ yearly profit

Valuation & accounting

Valuation desk →

Our cash-flow model pegs fair value near $118.41 (fair range $40–$118); today's price sits 46% above that estimate. The model's verdict is “Overvalued” and accounting quality screens as Weak. Model estimates only — do your own due diligence.

Overvalued -46% margin of safety Accounting: Weak

Intrinsic (DCF)

$118.41

Fair-value range

$40.17 – $118.41

Margin of safety

-46%

Accounting quality Weak

✓ Current ratio 3.92 (antifragile)
✓ Gross margin 74% (pricing power)
✓ Net margin 31%

⚠ Debt exceeds cash
⚠ Negative retained earnings
⚠ Receivables growing faster than revenue

Price implies ~32% growth (vs trailing rev yoy). Model estimate — do your own due diligence.

Key statistics

All statistics →

SEZL is a $5.9 billion company, priced at 41× last year's earnings, and it moves harder than the market (beta 6.7).

Market cap $5.9B

P/E ttm 41.5

Beta 6.72

52w range $55.00 – $195.71

Avg volume 0.7M

Dividend yield —

Sector Financial Services

Next earnings 2026-08-06

52-week range · today's price

$55.00$195.71

More on SEZL

Options idea

See more →

ITM CALL $175 2026-10-16 · 86d

~$15.45

OTM CALL $190 2026-10-16 · 86d

~$8.09

PUT $170 2026-08-21

$17.59

ITM tracks the stock · OTM is cheaper / more leverage. Model-priced — verify the live chain. As of 7h ago (2026-07-22 18:11 UTC).

Earnings

See more →

Last reported: 2026-05-06
EPS (act / est): 1.43 / 1.24
Surprise: +15.7%
Next report: 2026-08-06

About

Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumer…