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TFC

Truist Financial Corporation NYQ · TFC

$52.50 -0.75 (-1.41%)
Extended · +1.14σ Grade B
Mkt cap $64.1B
P/E 12.1
Day $52.43 – $54.22
52wk $43.13 – $56.20
Avg vol 8.9M
Beta 0.88
Div yld 3.96%
Next earnings 2026-10-16

Quick read

Plain English

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking.

TFC last traded at $52.50, down 1.4% on the day; that's in the upper part of its 52-week range ($43.13–$56.20). Right now it's trading above its recent average — momentum is positive, though some of the move may already be in the price.

The next scheduled earnings report (2026-10-16) is the biggest known catalyst on the calendar, and after a strong run, watch whether the price can hold its gains on quieter days.

A plain-English snapshot built from the data on this page — not investment advice. Always do your own research.

Today's read

Grading desk →

KC2 upper, +1.10 ATR from EMA21 — shooting star

Long
score 12 · tech 12 / 80 · support 0 / 20
above KC1 lower, +1.10 ATR from EMA21 · no notable pattern
  • · Aligned with weak uptrend
How this grade was earned
total 12 pts
Cycle position 6
Market fit 6

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Short B
score 46 · tech 46 / 80 · support 0 / 20
KC2 upper, +1.10 ATR from EMA21 · shooting star
ℹ️ Stretched (KC2): stop is set a little wider to avoid a whipsaw, so the reward/risk reads a bit lower by design.
  • · KC2 upper stretch — standard mean-reversion tier
  • · Shooting star — long upper wick rejection
  • · RSI hook from overbought (60)
How this grade was earned
total 46 pts
Cycle position 22
Candle signal 15
Momentum 6
Market fit 3

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Candle-size grades

tap a size to open that chart

132-Day Trend Zones

Full chart →
21 EMA +1 ATR +2 ATR −2 ATR
O H L C

Under the hood

On the latest daily bar, momentum sits mid-range (RSI 60), the trend is quiet (ADX 15), and volume is about normal (1.5×). On the business side, revenue is growing 5% year over year and the business keeps about 28 cents of every sales dollar as free cash.

Latest-bar indicator readings behind the grade — display-only, they don't move the letter.

Momentum · RSI
60
0–100 · <30 oversold
Trend strength · ADX
15
>25 = strong trend
Volume vs avg
1.47×
1× = average
Stretch from avg
+1.1 ATR
− below · + above
Zone touches
0
tests of this zone
Suggested hold
3–30
bars (≈ days)
Fundamentals at a glance

Company fundamentals for context — display-only, they don't move the grade.

Revenue growth
+5.2%
year over year
Free-cash-flow margin
28.2%
cash kept per $ of sales
P/E ratio
12.9
price ÷ yearly profit

Valuation & accounting

Valuation desk →

Our cash-flow model pegs fair value near $61.47 (fair range $49–$92); today's price leaves a +15% cushion below that estimate. The model's verdict is “Undervalued” and accounting quality screens as Weak. Model estimates only — do your own due diligence.

Intrinsic (DCF)
$61.47
Fair-value range
$48.93 – $92.13
Margin of safety
+15%
Verdict
Undervalued
Accounting quality Weak
  • ✓ Goodwill 3% of assets (organic growth)
  • ✓ Positive retained earnings
  • ✓ Net margin 30%
  • ⚠ Debt exceeds cash
  • ⚠ Debt/equity 7.40 (fragile)

Price implies ~3% growth (vs trailing rev yoy). Model estimate — do your own due diligence.

Key statistics

All statistics →

TFC is a $64.1 billion company, priced at 12× last year's earnings.

Mkt cap $64.1B
P/E ttm 12.1
Fwd P/E 10.3
Beta 0.88
Day range $52.43 – $54.22
52w range $43.13 – $56.20
Avg vol 8.9M
RSI(2) 39.2
ROE 9.1%
Net mgn 30.7%
FCF mgn 28.2%
Debt/Eq
Div yld 3.96%
Sector Financial Services
Industry Banks - Regional
Next earn 2026-10-16
52-week range · today's price
$43.13$56.20

More on TFC

Options idea

See more →
CALL $52 2026-08-21
$1.60
ITM PUT $55 2026-08-21 · 35d
~$3.32
OTM PUT $50 2026-08-21 · 35d
~$0.84

ITM tracks the stock · OTM is cheaper / more leverage. Model-priced — verify the live chain. As of 18h ago (2026-07-17 20:47 UTC).

About

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts,…