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AFRM

Affirm Holdings, Inc. AFRM

$76.07 -3.77 (-4.72%)
Pullback · -0.73σ
Mkt cap $28.1B
P/E 74.7
Day $74.75 – $78.00
52wk $42.10 – $86.80
Avg vol
Beta
Div yld
Next earnings

Quick read

Plain English

Affirm Holdings, Inc. is a financial services company listed in the US.

AFRM last traded at $76.07, down 4.7% on the day; that's in the upper part of its 52-week range ($42.10–$86.80). Right now it's dipped below its recent average — a spot where watchers often look for signs the dip is stabilizing.

Earnings reports are the biggest scheduled catalysts to keep an eye on, and after the recent dip, watch whether the price stops making lower lows before assuming the worst is over.

A plain-English snapshot built from the data on this page — not investment advice. Always do your own research.

132-Day Trend Zones

Full chart →
21 EMA +1 ATR +2 ATR −2 ATR
O H L C

Valuation & accounting

Valuation desk →

Our cash-flow model pegs fair value near $31.62 (fair range $1–$33); today's price sits 160% above that estimate. The model's verdict is “Overvalued” and accounting quality screens as Weak. Model estimates only — do your own due diligence.

Intrinsic (DCF)
$31.62
Fair-value range
$0.87 – $32.86
Margin of safety
-160%
Verdict
Overvalued
Accounting quality Weak
  • ✓ Quick ratio 12.19 (antifragile)
  • ✓ Current ratio 54.19 (antifragile)
  • ✓ Goodwill 5% of assets (organic growth)
  • ✓ Gross margin 48% (pricing power)
  • ⚠ Debt exceeds cash
  • ⚠ Debt/equity 2.63 (fragile)
  • ⚠ Negative retained earnings

Price implies ~37% growth (vs trailing rev yoy). Model estimate — do your own due diligence.

Key statistics

All statistics →

AFRM is a $28.1 billion company, priced at 75× last year's earnings.

Mkt cap $28.1B
P/E ttm 74.7
Fwd P/E
Beta
Day range $74.75 – $78.00
52w range $42.10 – $86.80
Avg vol
RSI(2) 6.1
ROE
Net mgn
FCF mgn 9.3%
Debt/Eq 2.40
Div yld
Sector Financial Services
Industry Credit Services
Next earn
52-week range · today's price
$42.10$86.80

More on AFRM