HBT

HBT Financial, Inc. NMS · HBT

$32.38 +0.00 (+0.00%)

Neutral · +0.48σ

+ Compare Open in Sniper

Mkt cap $1.2B

P/E 14.9

Day $31.65 – $32.40

52wk $24.88 – $33.69

Avg vol 0.1M

Beta 0.51

Div yld 2.84%

Next earnings 2026-07-27

Quick read

At a glance

HBT last traded at $32.38, little changed on the day; that's in the upper part of its 52-week range ($24.88–$33.69). Right now it's trading close to its recent average, with no strong stretch in either direction.

The next scheduled earnings report (2026-07-27) is the biggest known catalyst on the calendar, and day to day, watch whether it holds above or slips below its recent average.

A quick snapshot built from the data on this page — not investment advice. Always do your own research.

Today's read

Grading desk →

Price is sitting close to its normal range — no real dip to buy yet.

Long —

Setup score 16 / 100

Price is sitting close to its normal range — no real dip to buy yet.

· Aligned with breakout up (strong tailwind)

Technical read: above KC1 lower, +0.42 ATR from EMA21 · no notable pattern

What it means: Price is sitting close to its normal range — no real dip to buy yet. The trigger bar shows no standout candle signal yet.

Score split: chart signals 16 / 80 · news & fundamentals checks 0 / 20 — chart signals carry most of the grade.

How this grade was earned

total 16 pts

Cycle position 6

Market fit 10

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

Short —

Setup score 12 / 100

Price is sitting close to its normal range — not meaningfully overheated yet.

· RSI hook from overbought (57)
· Counter-trend short in breakout up

Technical read: below KC1 upper, +0.42 ATR from EMA21 · no notable pattern

What it means: Price is sitting close to its normal range — not meaningfully overheated yet. The trigger bar shows no standout candle signal yet.

Score split: chart signals 12 / 80 · news & fundamentals checks 0 / 20 — chart signals carry most of the grade.

How this grade was earned

total 12 pts

Cycle position 6

Momentum 6

Each bar shows how many points that factor added. The more points — and the more factors that agree — the higher the letter grade.

132-Day Trend Zones

Full chart →

21 EMA +1 ATR +2 ATR −2 ATR

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O — H — L — C —

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Valuation & accounting

Valuation desk →

Our cash-flow model pegs fair value near $78.16 (fair range $19–$78); today's price leaves a +59% cushion below that estimate. The model's verdict is “Deep value” and accounting quality screens as Adequate. Model estimates only — do your own due diligence.

Deep value +59% margin of safety Accounting: Adequate

Intrinsic (DCF)

$78.16

Fair-value range

$19.44 – $78.16

Margin of safety

+59%

Accounting quality Adequate

✓ More cash than debt
✓ Goodwill 1% of assets (organic growth)
✓ Positive retained earnings
✓ Net margin 28%

⚠ Debt/equity 7.24 (fragile)

Price implies ~1% growth (vs trailing rev yoy). Model estimate — do your own due diligence.

Key statistics

All statistics →

HBT is a $1.2 billion company, priced at 15× last year's earnings, and it moves more calmly than the market (beta 0.5); the stock is trading near the top of its 52-week range.

Market cap $1.2B

P/E ttm 14.9

Beta 0.51

52w range $24.88 – $33.69

Avg volume 0.1M

Dividend yield 2.84%

Sector Financial Services

Next earnings 2026-07-27

52-week range · today's price

$24.88$33.69

More on HBT

Options idea

See more →

CALL $30 2026-08-21

$0.00

PUT $35 2026-08-21

$0.00

Earnings

See more →

Last reported: 2026-04-27
EPS (act / est): 0.68 / 0.62
Surprise: +9.7%
Next report: 2026-07-27

About

HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company offers deposit account services, such as noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings a…