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SYF

Synchrony Financial SYF

$73.62 -0.66 (-0.89%)
Neutral · -0.19σ

Price chart

Timeframe
Range
Fundamentals · free Click ▲ earnings markers (daily) for the day's move

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Latest bar · SYF

Momentum reads · latest daily bar
Last
$73.62
-0.66 (-0.89%)
Mkt cap
$24.8B
Financial Services
RSI(14)
48.9
neutral
Stochastic %K
52.4
neutral
MFI(14)
45.5
neutral
ADX(14)
21.0
building

Green means room to run, red means stretched — the reads re-read live as you switch the chart's timeframe. MFI(14) is a volume-weighted money-flow read: above 80 = overbought, below 20 = oversold.

Financial overlay · last 12 quarters

The story behind the price: three years of quarterly results laid over the chart, so you can see whether the stock has been following the business — or running ahead of it.

QuarterRevenue Net incomeOp income FCFNet margin Op margin
2026-03-31 $3.7B $0.8B $2.2B 21.8%
2025-12-31 $3.8B $0.8B $2.5B 19.8%
2025-09-30 $3.8B $1.1B $2.6B 28.2%
2025-06-30 $3.6B $1.0B $2.6B 26.5%
2025-03-31 $3.7B $0.8B $2.2B 20.4%

Tip: toggle P/E, FCF, ROE, Gross margin and more on the chart above — every overlay is free.

Compare SYF vs peers

Line SYF up against up to 4 peers (5 tickers total) across ~30 metrics and get one weighted 0-100 verdict — best in green, worst in red. Peers also overlay on the chart above as rebased % lines, or flip the chart to the 2×2 grid for side-by-side mini charts.

Comparing SYF no peers yet — add up to 4 below

Add tickers to compare with SYF

~30 metrics across Snapshot, OdysseyHQ zone, Valuation, Growth, Quality, Technicals, Sentiment, and Risk — with a weighted score and a one-line read on each.

Earnings replay · last 0 reports

How this stock actually behaves on report day: each past earnings print with the beat-or-miss and the next-day move — a track record for handicapping the next one.

No earnings history available.

Peer comparison · Financial Services

Context check: the same key numbers for the closest Financial Services names side by side, so you can tell whether this stock is the standout or just moving with its group.

Ticker ⇅ Mkt cap ⇅ P/E ⇅ Fwd P/E ⇅ P/S ⇅ EV/EBITDA ⇅ P/B ⇅ Gross M ⇅ Rev gr ⇅ EPS gr ⇅ FCF yld ⇅
SYF $25B 7.6 7.0 2.5 1.6 6.1% 20.1%
JPM $907B 14.6 13.9 4.9 2.6 30.4% 46.9%
V $682B 31.3 24.1 15.8 22.8 19.2 97.8% 17.1% 35.5% 3.06%
MA $480B 31.4 23.9 14.2 23.0 71.8 100.0% 15.8% 21.2% 3.36%
BAC $435B 14.2 11.7 3.8 1.6 21.4% 36.0%
WFC $268B 12.7 11.1 3.2 1.6 9.5% 25.0%
GS $314B 16.4 14.8 4.7 2.9 82.1% 42.5% 92.3%
MS $339B 17.4 16.0 4.4 3.3 87.6% 28.0% 62.4%

Auto-seeded from sector. Click any ticker to switch.

Ownership

Who holds the stock and what they've been doing lately — big funds on the left, executives' own buys and sells on the right. Insider buying is the rarer, louder signal.

Top institutional holders

Top-10 concentration: 51.25%

HolderShares% out
Capital World Investors 33,796,907 10.05%
Blackrock Inc. 30,479,074 9.06%
Vanguard Capital Management LLC 22,597,816 6.72%
Vanguard Portfolio Management LLC 18,504,717 5.50%
State Street Corporation 17,724,629 5.27%
Bank of America Corporation 16,064,618 4.78%
Geode Capital Management, LLC 9,948,699 2.96%
Goldman Sachs Group Inc 9,594,463 2.85%
Par Capital Management Inc 7,612,137 2.26%
Dimensional Fund Advisors LP 6,039,753 1.80%

Insider activity · 90d

15 buys / 0 sells · ratio 15.0 · Finnhub

  • Chytil Kamila K BUY 17,918 @ $76.05
  • Richie Laurel BUY 51,691 @ $76.05
  • COLAO DANIEL O BUY 5,672 @ $76.05
  • Parker P.W. BUY 34,475 @ $76.05
  • Zane Ellen M BUY 32,229 @ $76.05
  • Alves Paget Leonard BUY 52,383 @ $76.05
  • AGUIRRE FERNANDO BUY 30,262 @ $76.05
  • COVIELLO ARTHUR W JR BUY 30,144 @ $76.05
  • ELLINGER DEBORAH G BUY 2,342 @ $76.05
  • NAYLOR JEFFREY G BUY 65,417 @ $76.05

Analyst estimates

Finnhub

What Wall Street expects next: the consensus forecasts for the coming quarters. The market usually reacts to results versus these numbers, not the raw results themselves.

Low
$78.0
Mean
$89.82609
High
$103.0
Analysts
23
Recommendation distribution · period 2026-07-01
6
12
9
Revision trend (2026-04-01 → 2026-07-01): net 20 → 18 -2 (net = strong_buy+buy − sell−strong_sell)

SEC filings

The company's own paperwork, straight from the regulator — annual and quarterly reports, big announcements and insider trades. The primary source behind every headline.

FormFiled DescriptionAction
4 2026-07-02 FORM 4 view ·
4 2026-07-02 FORM 4 view ·
4 2026-07-02 FORM 4 view ·
4 2026-07-02 FORM 4 view ·
4 2026-07-02 FORM 4 view ·
4 2026-07-02 FORM 4 view ·
4 2026-07-02 FORM 4 view ·
4 2026-07-02 FORM 4 view ·
4 2026-07-02 FORM 4 view ·
4 2026-07-02 FORM 4 view ·
4 2026-07-02 FORM 4 view ·
8-K 2026-06-29 8-K view ·
8-K 2026-06-25 8-K view ·
8-K 2026-06-09 8-K view ·
8-K 2026-06-05 8-K view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
4 2026-05-19 FORM 4 view ·
8-K 2026-05-15 8-K view ·
4 2026-05-05 FORM 4 view ·
4 2026-05-05 FORM 4 view ·
4 2026-05-05 FORM 4 view ·
DEF 14A 2026-04-29 DEF 14A view ·
10-Q 2026-04-23 10-Q view ·
8-K 2026-04-21 8-K view ·
8-K 2026-04-21 8-K view ·
4 2026-04-02 FORM 4 view ·
4 2026-04-02 FORM 4 view ·
4 2026-04-02 FORM 4 view ·
4 2026-04-02 FORM 4 view ·
4 2026-04-02 FORM 4 view ·
4 2026-04-02 FORM 4 view ·
4 2026-04-02 FORM 4 view ·
4 2026-04-02 FORM 4 view ·
4 2026-04-02 FORM 4 view ·
4 2026-04-02 FORM 4 view ·
4 2026-04-02 FORM 4 view ·
8-K 2026-03-10 8-K view ·
4 2026-03-03 FORM 4 view ·
4 2026-03-03 FORM 4 view ·
4 2026-03-03 FORM 4 view ·
4 2026-03-03 FORM 4 view ·

About SYF

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups…

Options picks · SYF

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Congress trades · SYF

STOCK Act disclosures

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SEC filings & insiders · SYF

EDGAR · live

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Holders · SYF

Institutions & insider activity

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